Educating Students on Financial Management and Saving for College
April 2020

Virtual on-line student Financial Literacy/ Health & Wellness  workshop-
April 2021


WYTV7 CBN, Inc Financial Literacy Training Program

Others agree with us. Here is what they have to say:

  • Students who participate in Financial Literacy Training programs have better attendance records, perform better on core subjects, and have lower dropout rates than those who do not participate in these programs:

  • Financial Literacy Training has been shown to be especially effective in closing the achievement gap between minority students and others in public schools.

  • Financial Literacy Training provides exactly the type of academic engagement of all students promoted by the National High School Alliance, based on relevant real-world contexts that build on community assets, allow participation in workplace-based learning, and include performance-based assessments.

  • Financial Literacy Training has a positive effect on the academic performance of students according to a study conducted by WYTV7 CBN, Inc. Students with Financial Literacy Training scored better in a number of academic subjects, including reading, math, social studies, and language.

  • Also, attendance improves, dropout rates decrease, and it also helps close the achievement gap between minority students and the rest of the student body. So, there is a tremendous academic contribution that financial literacy training provides.

  • Exposing students to the types of market-driven problems faced by entrepreneurs is an excellent example of how educators can use problem-based learning strategies to prepare students for the situations they will encounter in the future, an approach recommended by the National Council on Competitiveness in its 2004 report entitled "Innovate America'';

  • The Partnership For 21st Century Skills identified financial, economic, business literacy, and entrepreneurship skills as the types of skills students must have in order to enhance workplace productivity and career options.

  • As young people build and grow businesses within a community, they are more likely to stay and invest in a community's future.

  • There are a number of academic reasons to integrate Financial Literacy Training into curriculum as well. Financial Literacy Training can be successfully integrated into traditional course work by incorporating hands-on business activities in a traditional classroom and textbook instruction.

  • Writing marketing materials, business plans, can improve English skills. Sales and accounting can improve math skills. Developing manufacturing processes for products can be incorporated in a science class. True Financial Literacy Training integrates hands-on business developments into the school system.

  • Economically independent entrepreneurs are engaged citizens who work to improve the economic environment in their local communities, providing better opportunities for businesses to operate and a better environment for the human resources they need to advance their business dreams.

  • Seventy (70) percent of high school students want to become entrepreneurs, and Financial Literacy Training will assist students in the future regardless of whether they work in a business owned by others or run their own business.

WYTV7 CBN Board Administrators Youth Initiative Committee concluded that the initial outcomes for youth in Financial Literacy Training Programs are expected to include increases in knowledge and changes in attitudes with regard to the following:

  • Entrepreneurship

  • Work readiness and employability

  • Civic engagement/ Interpersonal Skills

  • Academics/ Vocational

  • Health and Wellness

  • Financial Literacy


As the country and the state of North Carolina experiences low unemployment numbers there is a growing sense of excitement about the future.  But sadly, many of our youth residing in disadvantaged communities in the Charlotte area do not share that sense of excitement.  They do not share the same sense of HOPE that many adults feel because they don’t honestly believe that they will be able to participate in the growing economy.  Too many of our youth don’t see the point in working hard and getting a good education because they don’t believe it will pay off financially. 

On the other hand, we know that all people, young and old alike, who have a sense of hope and optimism about the future, tend to make good life decisions and are willing to work hard towards positive goals.

We believe that one of the best ways to plant these “seeds of hope” and optimism in our young people is by exposing them to Financial Literacy Training

Student Financial Literacy Seminar pictu

 "Money Talk" was an active workshop that allowed students to role play as parents. They discussed the importance of managing, budgeting and saving money.

Each student and parent was given a designed workbook to do financial management exercises to help learn and understand about literacy. 

This seminar was a learning class for parents and students. 

Our continued goals is to raise funds for a  scholarship to  help students attend college.  Our mission of education, empowerment and encouragement to enrich the lives of student to get higher learning. 

Event held July 2019